Is a travel-focused credit card worth it if I'm only planning one major trip?

I'm planning to go to Japan late next year for my first big international trip and am thinking about getting a travel-focused credit card to help cover some of the cost with rewards points. I don't have any rewards credit card at the moment. I do have one Chase Slate card and a high credit score at the moment. My hope is that the rewards from the card would help cover the air fare and some of the hotels.

But it seems like a lot of travel credit cards are only maybe worth it if you do a lot of travel. Is it better to get a simpler cash-back card and just save the money I make from that for the trip? I know travel cards have travel perks that are nice, and multipliers for travel-oriented spending; but I don't think I'd be able to take a lot of advantage of those without drastically increasing my travel.

Right now I'm eyeing the Chase Sapphire Preferred, for reference, though I would be open to suggestions on others to look at.



Submitted September 10, 2020 at 09:30PM by PostPostModernism https://ift.tt/3iiWhux

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